MOMO

This package provides a modern and simple SDK for the MTN Mobile Money (MoMo) API, supporting both sandbox and production environments.

• ✅ Automatic provisioning (apiUser / apiKey) if not already provided
• ✅ OAuth token caching per product (30 minutes)
• ✅ Supports all 3 products: Collection, Disbursement, Remittance
• ✅ Auto generation of X-Reference-Id (UUID v4)
• ✅ Daily logs (./logs/YYYY-MM-DD.log)
• ✅ Works with Node.js (CommonJS & ESM)
• ✅ Can also be used in the browser with a custom transport (proxy through your backend)

---

• How install it
• Usage
• Functions
• Examples

Installation

• From source :

git clone https://github.com/k2pme/MOMO.git   
cd MOMO 
npm install
npm run build
npm pack
# then install the .tgz in your Node project   

• With npm :

npm i mtnapimomo

Configuration (.env)

Create a .env file:

# MTN endpoints
MTN_API_BASE_URL=https://sandbox.momodeveloper.mtn.com
MTN_API_ENVIRONMENT=sandbox

# Callback host required for provisioning (hostname only, no http/https)
MTN_URL_CALLBACK=callback.yourdomain.com

# Subscription Keys (from MTN Developer Portal)
MTN_COLLECTION_SUBSCRIPTION_KEY=xxxxxxxxxxxxxxxx
MTN_DISBURSEMENT_SUBSCRIPTION_KEY=yyyyyyyyyyyyyy
MTN_REMITTANCE_SUBSCRIPTION_KEY=zzzzzzzzzzzzzz

# (Optional) bypass provisioning if you already have apiUser/apiKey
# MTN_COLLECTION_API_USER=xxxxxxxx-xxxx-xxxx-xxxx-xxxxxxxxxxxx
# MTN_COLLECTION_API_KEY=aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa
# MTN_DISBURSEMENT_API_USER=...
# MTN_DISBURSEMENT_API_KEY=...
# MTN_REMITTANCE_API_USER=...
# MTN_REMITTANCE_API_KEY=...

# Logs
MOMO_LOG_DIR=./logs
MOMO_LOG_LEVEL=info

Usage (Generic JavaScript Example)

async function main() {
  const momo = new MtnMomoClient();

  // --- COLLECTION ---
  const req = await momo.collection.requestToPay(1000, '242060000000', 'XAF');
  console.log('requestToPay =>', req);

  const status = await momo.collection.getStatus(req.referenceId);
  console.log('status =>', status);

  const balance = await momo.collection.getBalance();
  console.log('collection balance =>', balance);

  // --- DISBURSEMENT ---
  const disb = await momo.disbursement.transfer(1500, '242060000001', 'XAF');
  console.log('disbursement.transfer =>', disb);

  const dStatus = await momo.disbursement.getStatus(disb.referenceId);
  console.log('disbursement status =>', dStatus);

  // --- REMITTANCE ---
  const rem = await momo.remittance.cashTransfer(2000, '242060000002', 'XAF');
  console.log('remittance.cashTransfer =>', rem);

  const rStatus = await momo.remittance.getTransferStatus(rem.referenceId);
  console.log('remittance status =>', rStatus);

  const rBalance = await momo.remittance.getAccountBalance();
  console.log('remittance balance =>', rBalance);
}

main().catch((e) => {
  console.error('MoMo test error:', e?.response?.data || e);
  process.exit(1);
});

Available Functions

Collection

• requestToPay(amount, msisdn, currency?)

• getStatus(referenceId)

• getBalance()

• validateAccount(msisdn)

Disbursement

• transfer(amount, msisdn, currency?)

• getStatus(referenceId)

Remittance

• cashTransfer(amount, msisdn, currency?)

• getTransferStatus(referenceId)

• getAccountBalance()

Logs

Every action is logged automatically. Logs are written to ./logs/YYYY-MM-DD.log.

Example log line:

{"ts":"2025-08-20T16:32:07.900Z","level":"info","msg":"[Collection:RequestToPay] Success","meta":{"ref":"...","amount":"1000","currency":"XAF","phone":"242060000000"}}

Collection

collection is an MTN MOMO API product used for remote collection of bills, fees or taxes.

Ressources : Collection

userProvisioning

Useful for sandbox users, you can POST your apiUser and your apikey or GET

Ressource : sandbox User Provisioning

More ? See these videos

Licence

This project is licensed under the LICENSE

Author

• github : @k2pme